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Learner Reviews & Feedback for Credit Risk Modeling by EDUCBA

About the Course

This comprehensive course equips learners with the knowledge and practical tools to analyze, evaluate, and apply key credit risk modeling techniques used in modern financial institutions. Through a blend of theoretical frameworks and real-world case studies, learners will explore foundational concepts such as Probability of Default (PD), Loss Given Default (LGD), and Expected Loss (EL), progressing into structural models like Merton’s approach and market-based credit assessment methods. Participants will also construct and interpret Altman Z-scores to assess bankruptcy risk, and apply credit rating principles to real-world scenarios including airline industry case studies. The course further delves into corporate credit evaluation using internal financial metrics, unhedged foreign currency exposure (UFCE), and working capital analysis, concluding with internal rating systems and lender “ways out” strategies. Designed for aspiring risk analysts, finance professionals, and advanced students, this course combines instructional rigor with practical relevance, enabling learners to build, differentiate, and justify credit decisions with confidence....

Top reviews

A

Aug 29, 2025

I learned how to use Altman Z-scores for bankruptcy prediction, and it’s something I can apply directly in my studies and work.

I

Sep 1, 2025

The explanation of Merton’s model was very clear. I had struggled with this topic before but now it finally makes sense.

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1 - 9 of 9 Reviews for Credit Risk Modeling

By Arifa B

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Aug 29, 2025

I learned how to use Altman Z-scores for bankruptcy prediction, and it’s something I can apply directly in my studies and work.

By Shayla C

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Sep 14, 2025

The balance of theory and practice was excellent. I could immediately see how the models connect to real financial decisions.

By Maya C

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Sep 4, 2025

The course covers everything from the basics to advanced models, which makes it perfect for both beginners and professionals.

By Alvina C

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Sep 7, 2025

I really liked the section on airline industry case studies. It gave me a real-world view of how credit ratings are applied.

By Ifra F

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Sep 1, 2025

The explanation of Merton’s model was very clear. I had struggled with this topic before but now it finally makes sense.

By Verda C

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Aug 23, 2025

This course gave me a solid understanding of credit risk. I now know how to calculate PD, LGD, and EL with confidence.

By Zack

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Sep 10, 2025

Before this course, I was confused about unhedged foreign currency exposure, but now I can evaluate it confidently.

By Zella C

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Aug 26, 2025

The case studies were my favorite part. They made the concepts practical and easy to connect with real industries.

By Ankur K

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Jul 30, 2025

Amazing, this course was great.